Patient Resources
Flexible Financing
Quality dental care shouldn't wait. With $0 down options, 0% APR plans, and instant approvals, we make it easy to start treatment today and pay over time.
Simple Process
How Financing Works
Three easy steps to affordable dental care — no hoops, no hassle.
Choose Your Plan
Browse our three financing partners below and pick the option that best fits your needs and budget.
Apply in Seconds
Complete a quick online application — soft credit check only, so it won't impact your credit score.
Get Treated Today
Once approved, start your treatment immediately. We receive payment directly — you pay affordable monthly installments.
Our Financing Partners
Three Ways to Pay Over Time
We've partnered with industry leaders to offer you flexible, transparent financing — so the only thing you need to focus on is your smile.
Proceed Finance
Large-Case Specialist
Purpose-built for dental financing, Proceed offers extended repayment terms up to 12 years — ideal for implants, full-mouth restorations, and smile makeovers.
- Pre-qualify in minutes without affecting your credit
- Extended repayment for large treatments
- Fixed rates with transparent, upfront terms
- Instant decision on most applications
- Funds sent directly to Meadowbrook Dental
CareCredit
America's Leading Health Financing
The most widely accepted healthcare credit card. Enjoy promotional 0% interest periods and use it across dental, vision, veterinary, and more.
- 0% interest promotional financing periods
- Use for the whole family across healthcare
- Apply online or in our office in seconds
- Revolving credit line — use it again and again
- Special financing on purchases of $200+
Cherry
$0 Down, True 0% APR
The newest and fastest way to finance dental care. Cherry offers industry-leading approval rates with true 0% APR options and a 60-second application.
- $0 down payment with approved credit
- No hard credit check — won't affect your score
- Pay-in-4 to 60-month flexible plans
- 80%+ patient approval rate
- Lightning-fast application and instant funding
All financing is subject to credit approval. Terms, rates, and availability may vary. Apply with multiple partners to find the best fit.
Plan Your Budget
See What You'll Pay Each Month
Use our interactive estimator to get a quick sense of your monthly payment. Select a treatment or enter a custom amount, choose your preferred term, and see your estimated cost — with 0% interest promotional options.
Payment Estimator
See what your monthly payment could look like with 0% interest financing.
Estimated Monthly Payment
$188/mo
$4,500 over 24 months at 0% APR · with approved credit
This calculator provides estimates only. Actual terms, rates, and approval amounts vary by lender and creditworthiness. 0% APR available through select financing partners with approved credit.
More Ways to Pay
Additional Payment Methods
Beyond financing, we offer several convenient ways to pay for your care.
HSA / FSA
Use your pre-tax Health Savings Account or Flexible Spending Account to pay for eligible dental treatments — maximizing your tax savings.
Credit & Debit Cards
We accept all major credit and debit cards including Visa, Mastercard, American Express, and Discover.
Dental Savings Plan
No insurance? Our in-house membership includes preventive care and exclusive treatment discounts — no deductibles, maximums, or waiting periods.
Cash & Check
Traditional payment is always welcome. Pay in full at the time of service for a simple, straightforward experience.
Common Questions
Financing FAQ
Everything you need to know about paying for dental care over time.
Can I apply for financing before my appointment?
Absolutely. We recommend pre-qualifying online with one or more of our partners before your visit. This way, you'll know your budget and can focus on choosing the right treatment during your consultation.
Will applying affect my credit score?
All three partners use a soft credit check for pre-qualification, which does not impact your credit score. A hard inquiry only occurs if you choose to proceed with a full application and accept a loan offer.
Can I use financing and insurance together?
Yes! We encourage it. Your insurance covers a portion of the treatment, and you can finance the remaining patient responsibility. This is a great way to get comprehensive care while keeping monthly payments low.
What if I'm not approved by one partner?
Each partner uses different underwriting criteria. If you're not approved by one, you may be approved by another. We also offer our in-house Dental Savings Plan as an alternative for uninsured patients.
Is there a minimum treatment amount to use financing?
Minimum amounts vary by partner. CareCredit offers special financing on purchases of $200+, while Proceed and Cherry may have different thresholds. Our team can help you find the best fit for any treatment size.
How do I make monthly payments?
Payments are made directly to the financing partner — not to our office. Each partner offers online payment portals, autopay options, and mobile-friendly account management for your convenience.
Still have questions? Our team is happy to walk you through your options
Ready for Your Best Smile?
Whether you need a routine checkup, a complete smile transformation, or urgent care — our team is here for you. Book your visit today.